Real World Financial Metrics

This section talks about the use of real world financial metrics under the credit scoring model.

Real world financial metrics have an important role in terms of creditworthiness and financial capabilities of a consumer. Therefore, Kinn Credit scoring model would also be constituting small part of the credit scoring model to the real world financial data of the individuals.

Under this category, the following would be constituted:

  1. Real World Assets: 50%

  2. Real World Liabilities: 50%

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