Overview

This section gives an overview of the ongoing credit data generated by the user.

The ongoing credit data score represents the activity of users with Kinn Credit and their use and activity with their DCA (defi credit account). This score would be built with time and would be included in the scoring models. The distribution of ongoing credit data scores is as follows:

• Repayment Time and Delinquencies: 100%

In terms of methodologies the score distribution would be as follows:

Methodology A	Methodology B	Methodology C
Year 1: 100 Points	Year 1: 100 Points	Year 1: 100 Points
Year 2: 200 Points	Year 2: 200 Points	Year 2: 200 Points
Year 3: 300 Points	Year 3: 300 Points	Year 3: 300 Points
Year 4+: 300 Points	Year 4+: 300 Points	Year 4+: 300 Points